Neema G. Mori




Neema Mori

College/School/Institute/ Directorate/Unit:

University of Dar es Salaam Business School




Associate Professor

Current Summarised CV/Profile:

She holds a Ph.D. in International Business from the University of Agder, Norway; an MBA (Finance), and BCom (Finance) from the University of Dar es Salaam, Tanzania. She has over fourteen years of experience in teaching, researching, and consulting in areas of corporate finance, small business finance, corporate governance, microfinance, and entrepreneurship. She has attended a number of competency-based courses and international conferences on entrepreneurship, microfinance, corporate governance, women entrepreneurship, international strategy, business planning, consultancy skills, adult training, and project management. In addition, she has participated and managed research and consulting assignments for various agencies such as International Labor Organization, Financial Sector Deepening Trust Fund, Business Environment Strengthening for Tanzania, Tanzania Revenue Authority, International Fund for Agriculture Development, and Research on Poverty alleviation. Prof. Mori has also published academic papers in international refereed journals such as Small Business Economics Journal, Journal of Management and Governance, Journal of Emerging Market Finance, and Journal of African Business.

Prof. Neema Munisi Mori is an Associate Professor of Finance at the University of Dar es Salaam (UDSM) and a Director of Public Services at the University of Dar es Salaam. She is an external Examiner for Strathmore University Kenya, an External Examiner for the University of Agder, Norway, and an Independent Examiner for the University of Dar es Salaam.

She also worked as Post-Doctoral Research Fellow at the Norwegian Centre for Microfinance Research, University of Agder, (Norway), as an Audit Trainee at KPMG Tanzania, as well as a Part-time Price Analyst and Data Entrant at Inspections and Control Services Tz. Ltd.  (ICS).

Currently, Prof Mori sits on different Boards such as; BRELA (Business Registrations and Licensing Agency) as Board chairperson, ATCL (Air Tanzania Company Limited) as board chairperson, and CRDB Bank PLC as Vice Board chairperson.  


Professional Details:

Level of education

Ph.D. in International Business majoring in Corporate governance and Boards of Financial Institutions, University of Agder, Norway.

Specialized areas of teaching

-Quantitative Methods – A course for Ph.D. in Management students

-Quantitative Methods – A course for Ph.D. in Operations Management students

-Introduction to Finance - A Finance introductory course to all BCom second-year students

-Financial Management – A course taught to BCom Finance/Banking second year Students

-Securities Analysis and Portfolio Management - A course taught to BCom Finance/Banking third-year students

-Financial Management for Small Businesses - A course taught to Master of Entrepreneurship students

-Financial Management – A course taught to MBA and Master of Oil & Gas students

Research Interests

-Financial Management

-Small business Finance

-Development and Microfinance

-Corporate governance

-Women Entrepreneurship


Recent Projects

2019-to date: Entrepreneurship Facing Global Competition. A Project funded by the Government of Norway under the Norwegian Partnership Program for Global Academic Cooperation (NORPART) Project Coordinator

2018 to date: Higher Education Student and Staff Mobility. An ERASMUS Project – Project Coordinator

2018 to date: Women Leading Change. A Project funded by Sasamani Foundation, a US Based NGO – Project Coordinator

Recent Publications:

-2022, Towo, Nathaniel., Ishengoma, Esther and Mori, Neema. Relationship lending and financial performance of Savings and Credit Co-operative Societies in Tanzania – African Journal of Economic and Management Studies - DOI 10.1108/AJEMS-03-2021-0139

- 2021, Naegelsa, Vanessa, D’Espallier, Bert & Mori, Neema. The Process of Female Borrower Discouragement – Journal of Emerging Market Review –

- 2021, Mori, Neema; Godfrey Ng´ura (2021). The Influence Of Relationship Lending On SMEs Loan Repayment Performance.  Emerging Economies Studies.

-2021, Ngilisho, Mussa; Mori, Neema; and Kitindi, George., (2021). The Effect of Goal Clarity on the Relationship between Government Ownership and Financial Performance of the Listed Companies in Kenya and Tanzania. Presented at the World Finance Conference (WFC) on 3rd – 6th August 2021 in Agder, Norway

- 2021, Towo, Nathaniel; Ishengoma Esther and Mori, Neema (2021). Relationship Lending and Operational Sustainability of Savings and Credit Co-operative Societies in Tanzania. Presented at the World Finance Conference (WFC), 3rd -6th August 2021

-2020, Mori, Neema, Mlambiti, Rossalia., (2020). Determinants of customers’ adoption of mobile banking in Tanzania: Further evidence from Diffusion of innovation theory. (2020) Journal of Entrepreneurship, Management, and Innovation, Vol. 16 Iss. 2

-2020, Busagara, Theresia., Mori, Neema., Mossberg, Lena., Jani, Dev, Andersson, Tommy. (2020). Customer information sharing and new service development: is there a link? The Bottom Line.

-2020, Naegels, Vanessa, Mori, Neema, D'Espallier, Bert. (2020). Perceived Problems with Collateral: The Value of Informal Networking. International Review of Economics and Finance. Vol. 65  Pp.32–45



Membership and Registration:

-University of Dar es Salaam Academic Staff Assembly (UDASA)

-Centre for Research on Social Enterprises and Microfinance (CERSEM)

-European Microfinance Research Network (EMRN)

Important Contribution:

2019- Best Researcher with Many publications in Local and International Journals – UDSM Business School.

2017- Young Research Scholar for the International Academy of African Business Development (IAABD).

2016- Best Paper Award for the Journal of African Business.

2008- Scholarship award from the government of Norway to pursue a Ph.D. in International Management at the University of Agder, Norway.

2004- ICT Policy and Regulation Conference, a prize for the best presenter and best paper.

2002- Scholarship award from Sida-Sarec to pursue an MBA at the University of Dar es Salaam.

1999- Scholarship award from the Government of Tanzania to pursue a BCom degree at the University of Dar es Salaam.